In February 2020, Infonavit presented its new financing scheme Unamos Crédito; One year after its launch, 42,810 beneficiaries have been able to collect the amount of their mortgage to be able to access a house with a higher value and a better location, the agency announced this.
Unamos Crédito allows workers to pool their credits without having to maintain a legal relationship; During its first year, 21 thousand 405 homes were acquired with an average value of 695 thousand 808 pesos for each house; an economic spill of 12,793 million pesos was generated.
Of the total financing, 67% were for people with incomes less than 3.3 UMA, below 8 thousand 99 pesos, with which Infonavit facilitated access to adequate housing for people with less income, as established by the National Housing Program.
And 53.1% of the borrowers were concentrated in seven states of the Republic: Quintana Roo, State of Mexico, Nuevo León, Jalisco, Baja California, Chihuahua and Guanajuato.
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